About

Do you know what an independent insurance agent is? An independent agent has the ability to contract with various insurance companies of their choosing. They choose companies based on service, how they handle claims and the types of products they offer. An independent agent can contract with many companies to ensure they have the variety of options available to their clients. A captive agent, is one that only offers one company. They do not have options other than the one company they represent. Do you want to shop at a dealer that only offers one type of car or do you want to shop at a dealer that offers a large variety of cars to choose from? Koverman Staley Dickerson Insurance has been serving the Miami County since 1875. We represent over ten insurance companies allowing us to offer a large variety of insurance products. We have five locations to better service our customers (Troy, Piqua, Covington, New Carlisle and Tipp City). Our insurance products and services include home, auto, business, umbrella, boat, RV, motorcycle, commercial bonds, farm, life, health, Medicare and long term care. Our staff is composed of highly experienced agents who have the insurance knowledge to best serve our clients. We are a full service agency with access to our companies 365/24/7 via our website www.ksdins.com, a Facebook page with updates and a mobile app. We are a family owned business supporting other local businesses. We just don’t sell insurance, but we want to be your trusted insurance advisors. Contact our agency for your free quote!